Health Insurance and the Affordable Care Act

Health Insurance and the Affordable Care Act

Description
Suppose you have been tasked with purchasing health insurance for your organization that has fifty (50) full-time employees.
Write a two to three page paper in which you:
1. Suggest one (1) plan that you would use to purchase health insurance for your organization. Determine the extent to which employee lifestyle choices and health economics would factor in to your chosen plan. Provide a rationale for the response.
2. Analyze the implication of the Affordable Care Act on your decision to purchase insurance. Debate two (2) advantages and two (2) disadvantages of purchasing health insurance for your employees, as opposed to having your employees receive governmental insurance.
3. Use at least two (2) quality references. Note: Wikipedia and other Websites do not qualify as academic resources.
ANSWER PREVIEW

. Suggest one (1) plan that you would use to purchase health insurance for your organization. Determine the extent to which employee lifestyle choices and health economics would factor in to your chosen plan. Provide a rationale for the response.

In the insurance business, a client can at times be overwhelmed by the number of options that are available. Nonetheless, the many choices that are available to the consumer can be narrowed down to two categories namely, individual insurance policy and the group insurance policy. When it comes to choosing a plan for my organization, I will go for the health maintenance organization (HMO) insurance plan (Ehealth, n.d.). This is a plan that will offer a wide range of services in partnership with the suppliers who are ready to…………………..WORDS 758